Citizens Bank of Washington County offers a variety of checking accounts, one of which is sure to meet your needs. The following types of consumer checking accounts are available:

Personal Checking

Suggested for the customer who writes fewer than 20 checks per month.

Features:

• No minimum balance fee with $500.00 minimum daily balance
• If daily balance falls below $500.00 on any day of the month, a $4.00 minimum balance fee and a $.20 fee per debit applied
• Debit Card (with credit approval)
• Receive information regarding your account 24 hours a day with CBWC Action Line or Internet Banking.

Minimum opening deposit of $100.00

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Flat Fee Checking

Suggested for the customer who writes more than 20 checks per month.

Features:

• Pay only $7.00 a month and receive package of services
• No minimum daily balance required
• Unlimited check writing
• Receive first order of standard checks at no cost
• Debit Card (with credit approval)
• Receive information regarding your account 24 hours a day with CBWC Action Line or Internet Banking

Minimum opening deposit $100.00.

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Senior Checking

Customers who are 50 or 'better' may take advantage of this account.

Features:

• No monthly minimum balance fee
• Debit Card (with credit approval)
• Receive information regarding your account 24 hours a day with CBWC Action Line or Internet Banking.

Minimum opening deposit $100.00.

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Student Checking

Ideal for the full-time college student and high school student.

Features:

• Age 15-25
• No monthly minimum balance fee.
• Debit Card (with credit approval).
• Receive information regarding your account 24 hours a day with CBWC Action Line or Internet Banking.

Minimum opening deposit $100.00.

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Interest Checking

Earn a competitive interest rate*.

Features:

• $1000 minimum daily balance required.
• If the daily balance falls below $1000.00 on any day of the month, a $5.00 minimum balance fee and a $.25 fee for each debit are applied.
• Debit Card (with credit approval).
• Interest earned beginning on the business day of deposit.
• Interest compounded and credited monthly.
• Receive information regarding your account 24 hours a day with CBWC Action Line or Internet Banking.

  * Bank may change interest rate at any time at our discretion.
     Available to individuals within Washington and contiguous counties.

Minimum opening deposit $1000.00. Call (478) 552-5116 for rates.

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